[Following our discussion on Polkassembly](https://polkadot.polkassembly.io/post/150) - here is the proposal for on-ramp to polkadot ecosystem.

**Intro:**
We see the Polkadot ecosystem developing, but for usage numbers to come, easy access for new users must be ensured. Currently, the first-time user willing to enter the ecosystem must enter either via centralised exchange. These steps are bearable for the current users of the network and crypto-natives, but will be a huge obstacle to new participants.
To significantly improve the process for the end-user, networks need on-ramps for easy, streamlined access using fiat money.

**Solution**
Here enters Ramp. With Ramp the purchase process takes place in just one interface, it is directly correlated to the wallet user is using for the purchase and, usually, takes much less time and requires fewer data than centralised exchanges need.
Ramp offers a powerful SDK that allows developers to offer DOT purchases with cards, bank transfers and open banking within their apps. This means that Polkadot powered solutions requiring DOT to use wouldn't need to ask new users to leave the app to complete the purchase. Think of it as Stripe for crypto onboarding. 
With Ramp, we want to provide DOT users and developers with a battle-tested alternative to a centralised exchange: an on-ramp that easy to implement and delightful to use. It will shorten the onboarding process from a few days to a few minutes which will contribute to the overall development of the Polkadot ecosystem.

Details of the proposal: https://docs.google.com/document/d/1u0h1CRrK-a-a83mecWSzNfvlBxUCurFf6Z6cME_HHCA/edit?usp=sharing

 Approve a proposal. At a later time, the proposal will be allocated to the beneficiary
 and the original deposit will be returned.

 May only be called from `T::ApproveOrigin`.

 # <weight>
 - Complexity: O(1).
 - DbReads: `Proposals`, `Approvals`
 - DbWrite: `Approvals`
 # </weight>

- Polkadot ecosystem needs more users to grow.
- Currently, it is difficult for new users to enter the ecosystem.
- Ramp is a solution that makes it easier for new users to buy and use Polkadot.
- Ramp offers an SDK for developers to integrate DOT purchases into their apps.
- Ramp will make the onboarding process faster and easier for new users.

#37 Adding DOT to Ramp's SDK and enabling frictionless on-ramping across multiple dapps and wallets